£1.1 BILLION GRANTED TO 5.5 MILLION FAMILIES
CHANGE
HOW YOU GIVE CHANGE TO THE WORLD, INSHA’ALLAH
Our philosophy is simple: Help people lift themselves out of poverty by advancing them small sums to start a business that provides for them and their families. Our Qard-e-Hasana scheme is the largest no-collateral and no-usury project in the world. Donate your Zakat or Sadaqah to our Qard-e-Hasana scheme to create self-reliance for our borrowers for years to come.
£1.1B DISTRIBUTED TO 5.5M+ NEEDY FAMILIES
More than 60 million self-employed and unemployed in Pakistan struggle to earn enough. But with your Zakat and Sadaqah, Akhuwat’s Qard-e-Hasna Scheme, our revolutionary Islamic Micro-lending programme is changing that!
Qard-e-Hasna is based on Shariah (zero interest) and the principle of Mawakhat (brotherhood). Advances are given to worthy recipients who repay only the capital in small monthly instalments. No interest. No one makes a profit off their hard work but them.
When these advances are repaid, these funds are reused for the next borrower, making our Qard-e-Hasna completely sustainable. Your Zakat and Sadaqah are used over and over again earning you multiple rewards.
5.5M+
£1.1B
94%
Family Enterprise
We lend your Zakat and Sadaqah as Qard-e-Hasana to entrepreneur families. They invest these funds to improve their enterprises. Allow self-employed people to increase their earnings, and unemployed people to start a business. Help entrepreneurs make the most of their skills to lift themselves out of poverty.
Liberation Lending
Help free people from unscrupulous lenders (Baniyas), who charge exorbitant interest and trap them into a life of never-ending repayments. We settle the outstanding debt (interest and all) that our borrowers repay without interest. Free a person from usurers and help them regain control of their lives.
Agriculture Lending
We grant Qard-e-Hasana to subsistence farmers, and tenant farmers who work their landlords’ plots. These advances allow them to purchase equipment, seeds and fertiliser to increase their food production. Donate to help us support small farmers so they can feed themselves and their families independently.
Housing Lending
Many people lost homes in Pakistan’s 2022 floods and other emergencies. All they’d owned or saved was gone, overnight. Because they earn barely enough to live on, they can’t rebuild; nor can they save to. Through your donations, our Housing Qard- e-Hasana assists worthy families to rebuild and rehome safely.
Widows & Orphans
Widows with young children have little support and struggle to care for their families. Many are unskilled and are forced to take low-paying, menial jobs if they can find work. We train needy widows, giving them vital skills to start businesses or find better jobs. Donate your Zakat and Sadah to give independence.
Education Lending
We help worthy students whose families cannot afford to pay for their further education by funding tuition, books, uniforms, etc. Once qualified, they have better earning opportunities and can end the cycle of poverty. Give needy students the chance to upgrade their skills and make them more employable.
TOGETHER WE HAVE ACHIEVED
£1.1B
FUNDS DISTRIBUTED
5.5M
FAMILIES HELPED
Since 2001, we have distributed over £1,100,000 of your Zakat and Sadaqah,transforming the lives of over 5,500,000+ families. Our borrowers input the funds from their Qard-e-Hasana into themselves (education and skills development) or their family enterprises (businesses and farms). Qard-e-Hasana advances are also used for medical or other emergencies.
UNDERSTANDING QARD-E-HASNA
HOW IT WORKS
An Akhuwat Qard-e-Hasana enables someone to start or grow a business. As they create opportunities for themselves through their hard work, they improve their lives and local economies. And, when their advances are repaid, it creates opportunities for others as well. That ripple effect can shape the
future of a family or an entire community.
Dr Amjad Saqib, Akhuwat Founder and Chairperson
TRANSFORMING LIVES
An Akhuwat Qard-e-Hasana not only enables someone to grow a business or create an opportunity for themselves but creates opportunities for others as well. That ripple effect can shape the future of a family or an entire community.
MEET SHAGUFTA
“The compassionate work of Akhuwat is greatly appreciated. Their commitment to improving lives in our community is inspiring. Akhuwat’s dedication is a testament to the power of kindness and generosity.”
CREATING OPPORTUNITY
Shape a brighter future for a family and uplift entire communities
Health Lending
Health emergencies can mean disaster for needy people. We help by advancing funds for necessary treatment so people can heal and thrive. Better health allows them to work and become independent. Help save lives and give independence through vital medical aid by donating your Zakat and Sadaqah to our Health Lending Scheme.
Emergency Lending
Emergencies impact us all at some point. But for poor families, with little or no savings to absorb the shock, emergencies can threaten lives and livelihoods. Your Zakat and Sadaqah can help people recover from losses in business and farming, and with urgent healthcare expenses. Give needy people a helping hand when they need it most.